A vehicle having a temporary registration number met with an accident after 22 days of expiry of last valid date of
registration i.e. after one month 22 days after date of temporary
registration and insurance company refuse to give claim on the ground
that vehicle was not registered at the tome accident and at last matter
came up before Hon'ble court and Hon'ble Apex court considered the
provisions of Motor Vehicle Act and conditions of insurance policy in Civil
Appeal no. 8463 of 2014 [Arising out of SLP (C) No. 26308 of 2013]
(Narinder Singh Versus New India Assurance Co. Ltd. and others) decided
on 04.09.2014 and Hon'ble Supreme held that:-
A- No person shall drive a Motor Vehicle in any public place without
any valid registration granted by registering authority.
B- Owner of Vehicle may apply to the registering authority for
temporary registration and registration mark and if such temporary
registration is granted by authority then same shall be valid only for
maximum period of one month.
C- The period of one month of temporary registration can be extended by
the registering authority only if temporary registration is granted in
respect of chassis to which body has not been attached and same is
detained in work-shop beyond the period of one month for being fitted
with the body or unforeseen circumstances beyond the control of owner.
D- Using a Motor vehicle on the public road without any valid
registration is punishable offence and also a fundamental breach of the
terms and condition of policy contract.